What is Habitat?
View Ad!
We're so glad you are interested in becoming a homeowner
through Central Oklahoma Habitat for Humanity!
Habitat
for Humanity is a non-profit, non-denominational Christian housing
ministry that helps hard-working, limited-income families
purchase their own newly constructed homes at cost - and
at no interest -
in neighborhoods where Habitat is building homes.
At Habitat
we work in partnership with families, not for them, in the
spirit of the Christian principals that guide our lives. In our partnership, there are tasks that both parties agree
to do. For example, Habitat agrees to sell a new home at
no profit and with no interest charges. No down payment
is charged. In return, Habitat families agree to maintain
their homes and diligently make their monthly mortgage payments
on time.
Could I buy a Habitat home?
Basic qualifications Central Oklahoma
Habitat's home purchase program include:
1. NEED
- Are you living in substandard, inadequate, or overcrowded
housing, or otherwise able to demonstrate a need for the Habitat
program?
2.
ABILITY TO PAY -
Are you able and willing to make regular monthly mortgage
payments on your new home? Habitat for Humanity homebuyers
should have a stable household gross income of at least $16,000
per year.
3.
WILLINGNESS TO PARTNER - Are you willing and able to put in at least 300 hours of
“sweat equity?” Habitat for Humanity is a partnership based on
principles of self-help. Sweat equity does not always require heavy
labor – work can take many forms – but we do require a
commitment of your best effort.
You must also be head of a household. A “household” may be a couple
(with or without children) or a single person (with or without
children).
You must be willing and able to participate in financial planning
and budgeting workshops and other required training sessions
which will be applied to sweat equity.
You must be willing to live in and become an active part of a
neighborhood where Habitat is building homes.
We check credit. It does not have to be
perfect, but it does matter. We look for at least a year of stable,
well-paid rent and utility payment history and at least a year of stable
work history.
If you feel that you meet these basic
guidelines, please call the Habitat office at 405/232-4828 to
request an application. One will be mailed to you right away.
You may also download an application below.
We will, of course, be pleased to answer
any questions you may have as you fill out your application.
| |
Completing
the application:
- Download
the application below.
- Print
it out.
- Fill
it out completely
- Be sure to sign
the
release for information on the last page.
- Mail
it to the address below.
|
| |
Application
to Buy a Habitat Home |
|
|
Please return your completed application
to:
Central Oklahoma Habitat for Humanity,
Inc.
1025 N. Broadway Avenue
Oklahoma City, OK 73102
The Habitat office is open 8:00 a.m. to
5:00 p.m., Monday through Friday.
Home ownership is just the beginning….
Owning a house can mean much
more than shelter for you and your family. Here’s what
some current Habitat homeowners have to say.
“Since
moving into our home, we feel like we're part of a neighborhood for
the first time.”
“The
stability of home ownership has helped me in my career.”
“Since
moving into my Habitat home, I am saving more money.”
“It
helps a lot that we are not changing schools every year
like we were before the Habitat home. Staying
in the same schools helps my kids develop friendships
and gives them a sense of security.”
|
